In-Hand Salary Calculator — CTC to Take-Home, Instantly
Preparing your briefing
Preparing your Career Brain assessment
Running deterministic salary intelligence — not simulated thinking.
- 01Analyzing salary structure… — in progress
- 02Checking tax efficiency…
- 03Evaluating compensation…
- 04Finding opportunities…
- 05Preparing Career Brain assessment…
Frequently asked questions
How is in-hand salary calculated from CTC?
In-hand salary is your CTC minus employer-side deductions that never reach your bank account (like the employer's PF contribution and gratuity provision), minus your own deductions (employee PF, professional tax, and income tax/TDS). Salryd shows every step of this so you can see exactly where your money goes.
Why is my in-hand salary lower than my CTC divided by 12?
CTC includes amounts you don't receive monthly — your employer's PF contribution and a gratuity provision set aside for after 5+ years of service — plus your own PF contribution, professional tax, and income tax are deducted from what's left.
Does this calculator store my salary details?
No. Every calculation runs entirely in your browser — your numbers are never sent to our servers. We only save your last inputs to your own device's local storage so you don't have to re-enter them next time.
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